Why Is the Fullerton Loan App the Best for Availing Personal Loans?


A personal loan is a great tool that allows applicants to get quick funds without using their savings or assets. While earlier getting a personal loan was a tedious task, now it is available right at the comfort of your house. All you have to do is download an app, fill in your details and with minimum documentation, get an instant loan now. 

With growing demands, the competition in the financial market has grown too. It is thus important to find a lender which can offer you all the services at a reasonable interest rate and with minimum documentation. Fullerton India Personal Loan app is one such option, which has become synonymous with a personal loan. 

Let us look at why Fullerton India is the most preferred lender for a personal loan and what are its features. 

Benefits of Fullerton India Personal Loan App

The Fullerton India ‘Instaloan ‘ app has gained tremendous popularity. It can be downloaded from the Google Play Store or Apple Store for iOS devices. Some benefits of the app that make it popular are: 

1) Simplicity

When applicants download the app, the first thing that engages them is the interface. The app is very easy to navigate and offers a complete guide of the process that is to be followed, for getting an instant loan. Create your account, fill in the details, upload your documents and submit the application form. The process is quick and simple. In minutes you get details on eligibility, loan details, and the online status of your application.

2) Hassle-free Documentation

The entire loan process in Fullerton India is paperless. One only has t submit some basic information and upload documents. For salaried individuals, a PAN, identity proof, address proof, age proof, salary slips (3 months), bank statement (6 months), IT returns or form 16 is required.

3) Process of Application

The application process for applying to get a personal loan is fairly simple and easy. Without must hassle, one can get the loan, by following the below steps:

Step 1: If you have an android phone, then go to Google Play Store and look for the ‘Fullerton India Instaloan app’. Download and install the app on your phone.


If you have an iOS phone, then go to Apple Store and look for the ‘Fullerton India Instaloan app’. Download and install the app on your phone.

Step 2: Using your Google account or Facebook account, register on the app.

Step 3: Fill in all your basic information like address, DOB, name, etc.

Employment and income details: Current company, salary, etc.

Bank Details: Bank Name and Branch, account number, etc.

Step 4: Upload the documents like

  1. Duly filled and signed application form
  2. Proof of identity
  3. Proof of address
  4. Proof of age
  5. Salary slips for the last three months (for salaried)
  6. Bank statement for the last six months
  7. Income tax returns or form 16
  8. Proof of Income / financial statements (for self-employed)

Step 5: Check all the details filled by you, and click on Submit.

If your loan application is accepted, you will receive a call from the customer care executive for any further notice.

4) Eligibility

To apply for a personal loan, one must fulfill the eligibility criteria for the Fullerton India Instaloan app. The criteria must include:

  1. The applicant must be a resident citizen of India.
  2. The applicant must be a salaried employee of a private limited company or public sector undertaking.
  3. Applicant must be between 21 and 60 years of age.
  4. For a salaried individual, the monthly salary should be at least Rs. 25,000 per month, for residents of Mumbai or Delhi or at least Rs. 20,000 per month for applicants residing in any other part of the country.

The eligibility can also be checked using the eligibility tool available on the online loan app.

5) 100% Digital

The entire loan procedure from application to disbursal is completely online, which makes it more convenient and paperless. Everything can be done from the comfort of your house, without visiting any branch.


Getting a personal loan from a good lender is important, as it ensures that your savings are not drained and also you do not feel the financial pressure of repayment. If you want t take a loan for financial freedom, then Fullerton India instant loan app is your best choice.